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      <title>Waukesha, WI Divorce Guide: 5 Must-Know Recommendations for Mediation and Litigation</title>
      <link>https://www.horizonslaw.com/waukesha-wi-divorce-guide-5-must-know-recommendations-for-mediation-and-litigation</link>
      <description>Discover essential tips for navigating divorce in Waukesha, WI. Learn about mediation and litigation, and how a divorce lawyer can assist you through the process.</description>
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            Divorce can be a challenging experience, filled with emotional and financial complexities. If you’re navigating
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           divorce in Waukesha, WI
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           , it’s crucial to understand your options. Whether you choose mediation or litigation, knowing the key steps can significantly ease the process. Here are five must-know recommendations to guide you through divorce proceedings in Waukesha.
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           1. Understand Your Options: Mediation and Litigation
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            Before diving into the divorce process, it's essential to familiarize yourself with the two primary methods for resolving disputes:
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           mediation and litigation
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           .
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             Mediation
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            involves a neutral third party who helps facilitate discussions between you and your spouse, aiming for an amicable resolution. This option often results in less emotional strain and can be more cost-effective.
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            Litigation
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            , on the other hand, involves going to court where a judge makes decisions on contested issues. While it can provide a definitive resolution, litigation often results in a longer process and higher expenses.
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           Knowing the differences between these two methods will help you choose the best path for your situation.
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           2. Hire a Qualified Divorce Lawyer in Waukesha, WI
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            Navigating the complexities of
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           divorce law in Waukesha, WI
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            , can be daunting, making it crucial to hire a knowledgeable
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           divorce lawyer in Waukesha, WI
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           . An experienced attorney will:
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            Provide personalized legal advice tailored to your circumstances.
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            Help you understand your rights and obligations.
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            Assist in negotiating settlements during mediation or represent you effectively in litigation.
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           3. Gather Important Documentation
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           Whether you choose mediation or litigation, preparation is key. Gather important documents such as:
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            Financial statements
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            Tax returns
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            Property deeds
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            Child custody agreements (if applicable)
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           Having these documents organized will streamline the process and provide essential information for your lawyer, especially when discussing asset division and support issues.
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           4. Focus on Your Children
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           If children are involved, their well-being should always be a priority. In family law in Waukesha, WI, decisions regarding custody and visitation can be emotionally charged. Here’s how to keep your children’s best interests at heart:
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            Maintain open lines of communication with your spouse regarding parenting decisions.
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            Consider mediation to reach a mutually beneficial parenting plan.
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            Seek counseling or support groups for children to help them cope with the changes.
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           Putting your children first can lead to better outcomes for everyone involved.
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           5. Be Prepared for Emotional Challenges
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            Divorce can bring about significant emotional challenges, whether you choose
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           mediation and litigation
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           . Recognize that it's okay to seek help:
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            Consider professional counseling to process your emotions.
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            Lean on friends and family for support.
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            Join local support groups for those undergoing divorce.
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           Recognizing your emotional state will help you approach the process with clarity and resilience.
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            Divorce is undoubtedly a significant life event, but with the right information and support, you can navigate it successfully. Whether you decide to pursue
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            mediation and litigation
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            or require assistance from a
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           divorce lawyer in Waukesha, WI
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           , understanding your options is essential.
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            For personalized legal guidance,
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           call us at (262) 432-3600
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            . Let us help you achieve the best possible outcome for your divorce journey. For more information on our services,
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           visit our Divorce Legal Separation page.
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      <pubDate>Thu, 17 Oct 2024 00:22:20 GMT</pubDate>
      <guid>https://www.horizonslaw.com/waukesha-wi-divorce-guide-5-must-know-recommendations-for-mediation-and-litigation</guid>
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      <title>Are You Facing Foreclosure Proceedings</title>
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           Are You Facing Foreclosure Proceedings
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           A foreclosure is one of the most terrifying and stressful things that a household can endure. In addition to the stress of losing a home, they are also faced with the task of locating a new residence. While no one would choose to go through the process of a foreclosure, it can sometimes be unavoidable. A lawyer in Waukesha
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           ,
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           WI can help by providing legal advice that can alleviate stress and support the homeowner through the upcoming court proceedings that may take place. Be sure to hire a reputable lawyer who is dedicated to their clients to help make sense of the following items.
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           Foreclosure Prevention
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           Some mortgage companies are willing to work with a homeowner to help them remain in their home. Programs that offer payment assistance or refinancing options can extend due dates until a family can get back on their feet. At attorney can speak on behalf of the consumer and negotiate with the mortgage company to help keep the family in their home and avoid the eviction process.
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           Bankruptcy Assistance
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           Some homeowners may benefit from filing for bankruptcy if they are entering the beginning stages of foreclosure. The mortgage company will not have the authority to contact the owner after the proceedings are filed, and it can provide the family with additional time to vacate the property. Talk to a Lawyer in Waukesha, WI and see what bankruptcy options could provide relief and help circumvent the foreclosure process.
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           Sequence Of Events
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           One of the greatest fears comes from not knowing the timeline that is associated with a foreclosure. A mortgage company will have several documents they will have to file with the court system, and some evictions can take up to 90 days. Don’t let the unknown create additional stress, when an attorney can provide information on what the homeowner can expect as the process moves forward.
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           Going through a foreclosure can wreak havoc on a person’s emotional well-being. The lawyers at Horizons Law Group LLC can help make sense of the process and represent the homeowner through any legal proceedings. Get more information by visiting our website, or call today to arrange for a free, no-obligation phone consultation. One call can help a family get back on track and retain possession of their home.
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      <pubDate>Fri, 24 Aug 2018 14:16:23 GMT</pubDate>
      <guid>https://www.horizonslaw.com/are-you-facing-foreclosure-proceedings</guid>
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      <title>We Can Help You With A Variety Of Legal Needs</title>
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           We Can Help You With A Variety Of Legal Needs
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           Unfortunately, legal problems show up without warning and can completely disrupt someone’s life. An attorney can help an individual with things such as a divorce, paternity, probate, wills, trusts, bankruptcy and so many other areas of law that are difficult to maneuver alone. An attorney will help to educate an individual on their rights and provide a sound legal defense or plan to get through their legal situation. Divorce and child custody issues are some of the most difficult areas of law for an individual to deal with in their life. Emotions can run high in these very personal situations, and an attorney in Milwaukee, Wisconsin will keep an individual grounded and focused on the legal situation they’re in.
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           Family law issues are probably one of the worst situations to be in because they involve a high level of emotions and very difficult decisions that can affect an individual’s life for years to come. Working with an experienced attorney will eliminate the questions an individual has about their legal rights, and the attorney will make sure they stay focused on the case and not all of the extra-curricular activity that can surround a divorce. Family and friends often provide their advice from their own experiences. Although some of the stories they tell may be very interesting, every family law case is different and what worked in one case may not work in another.
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           Bankruptcy is another area an attorney can help an individual with. Due to an illness, injury, divorce or the lack of discipline in prohibiting excessive spending, an individual can find themselves in a horrible financial situation. An Attorney in Milwaukee, WI will help a client to explore the possibility of filing for bankruptcy to provide the financial freedom they need. Bankruptcy is a legal avenue for individuals that currently work or for one that that has no meaningful source of income. An attorney can discuss the various types of bankruptcy and how it can help an individual get out from under mounting bills they’re unable to pay.
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           If you’ve found yourself in a legal situation that requires the assistance of an attorney, it’s always best to speak with one. For more information, please contact 
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           Horizons Law Group LLC
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           .
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      <pubDate>Fri, 24 Aug 2018 13:59:56 GMT</pubDate>
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      <title>Student Loan Analysis and Strategy Session</title>
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           Student Loan Analysis and Strategy Session
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           If you’ve been looking for a strategy to get your student loans under control, now is the right time to schedule a 
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           Student Loan Analysis and Strategy Session
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            with an attorney.
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           The in-office or phone session includes a full analysis of your federal and private student loans, evaluation of your goals and financial situation, and a step-by-step roadmap to put you in the best position to manage your student loan debt.
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           Learn exactly what you need to do – and how to get it done. Review all your options and answer every one of your questions.
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           Schedule your appointment today. The fee for a strategy session is currently $150 for a 30 minute session or $280 for a 60 minute session.
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      <pubDate>Fri, 24 Aug 2018 13:57:36 GMT</pubDate>
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      <title>5 Questions to Ask a Divorce Lawyer in Waukesha, WI</title>
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           5 Questions to Ask a Divorce Lawyer in Waukesha, WI
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           Many divorces are a long time coming, and it’s easy to tell early on that hiring a lawyer may be necessary. However, the selection process can present unique difficulties. It’s important for the attorney and their client to be on the same level and to ensure compatibility. Potential clients can ask these questions during the preliminary consultation.
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           How Long Will the Divorce Take?
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           A divorce lawyer in Waukesha, WI should be capable of providing a ballpark estimate of the procedures, paperwork and time involved in a divorce. Every case is different, but a qualified lawyer should be able to detect potential issues and options for court and filing.
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           What Can a Lawyer Do That a Client Can’t Accomplish?
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           Divorces can be complex, and it’s important for clients to determine how much experience a potential divorce lawyer has with various kinds of family issues. Additionally, the client should be assured that the lawyer can apply his or her experience to the case. Capable divorce lawyers should be willing to discuss past cases and outcomes during the initial consultation.
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           Children are one of the biggest factors in most divorce cases. Clients should ask a potential divorce lawyer in Waukesha, WI about their custody options, and they should find out what visitation entails. Finally, the spouse should confirm that the lawyer can provide representation during child custody and support hearings after the divorce is finalized.
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           Is It Necessary to Take a Divorce to Court?
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           Despite the complexity, not all divorce matters must be decided by a judge. Mediation is a viable option in many cases, and if the couple is on civil terms, they may be able to settle the divorce out of court. Here, a skilled lawyer can determine the right course of action.
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           How Much Does It Cost to Hire a Lawyer?
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           Every divorce has unique circumstances, and many attorneys offer various pricing options. However, an ethical lawyer will be upfront about the costs of a divorce. When a couple ends their marriage, time is of the essence, and it’s important to get questions answered as soon as possible by a competent divorce attorney. 
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           Contact us
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            today with questions and concerns, or to schedule a consultation.
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      <pubDate>Fri, 24 Aug 2018 13:49:38 GMT</pubDate>
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      <title>A Family Law Attorney in Waukesha, WI Helps Couples Divide Assets in an Uncontested Divorce</title>
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           A Family Law Attorney in Waukesha, WI Helps Couples Divide Assets in an Uncontested Divorce
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           A divorcing couple can manage to have an uncontested divorce even if they have real estate and other assets to split up. If the split is reasonably amicable and they trust each other to be fair, they may consider having only one attorney in Waukesha, WI for representation. That lawyer represents one of the spouses but cannot represent both. This attorney will draw up and file all the necessary paperwork after the couple decides how they plan to handle asset division.
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           Wisconsin is a community property state, meaning that a divorcing couple is required to equally divide assets they acquired together during their marriage. In some instances, they are required to equally divide assets that one or the other owned before the marriage. For instance, the law protects the person who owned a piece of real estate before getting married; the couple may have further supported this protection with a prenuptial agreement. However, if the owner of the real estate takes out a mortgage against it to finance a venture by the spouse, that prenuptial agreement is now legally invalid. Ownership of the asset has become complex, and the court will consider it equally owned by both spouses.
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           An Horizons Law Group attorney can explain how the law works. A divorcing couple in this particular type of situation may decide they want to uphold the prenuptial arrangement. As long as the court considers this to be fair for both parties, it will probably approve. Someone who needs to become clearer on these points may get more information from a firm such as Horizons Law Group.
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           Divorcing couples can draw up other complicated agreements in their paperwork. They may decide that one individual will own a vacation property, for instance, but that the other person will be allowed to spend a certain amount of time there. They can devise a schedule to prevent any conflicts. An attorney typically recommends making these arrangements temporary, with time frames of a year or two to start. Personal situations commonly change over the years; one or the other of these individuals may remarry and want to spend more or less time at the vacation home.
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      <pubDate>Fri, 24 Aug 2018 13:45:51 GMT</pubDate>
      <guid>https://www.horizonslaw.com/a-family-law-attorney-in-waukesha-wi-helps-couples-divide-assets-in-an-uncontested-divorce</guid>
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      <title>Many People Who File for Bankruptcy in Milwaukee, WI Probably Have Expensive Medical Bills</title>
      <link>https://www.horizonslaw.com/many-people-who-file-for-bankruptcy-in-milwaukee-wi-probably-have-expensive-medical-bills</link>
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           Many People Who File for Bankruptcy in Milwaukee, WI Probably Have Expensive Medical Bills
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           The majority of people who file for bankruptcy do so because of unpaid medical bills. More than half a million U.S. residents file for this reason annually, according to CNBC. Yet some 80 percent of those people actually have health insurance. It’s a definite sign that there are still serious problems with the affordability of essential health care in the United States. Lawyers who assist clients who want to file for bankruptcy in Milwaukee, WI assure those individuals there is nothing to be embarrassed about.
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           The option is available to allow citizens to get a new start when they really need one.
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           Being trapped in a web of debt is detrimental not only to the person and their family but to society in general. This individual typically winds up defaulting on payments, paying collection agencies, and paying high amounts of interests. They pay for the bare minimum of necessities, such as electricity and food, with credit cards. Money that would normally be directed to purchasing goods and services, thus stimulating the economy, instead is directed to these financial obligations.
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           In addition, the stress tends to be enormous. The person works as much as possible, feels humiliated about the situation, and loses sleep. There’s not enough money to eat healthy meals or to take a much-needed vacation. They feel bewildered because they thought they were doing everything right, but now the roof has caved in. It’s no wonder that many people eventually hire an attorney and file bankruptcy.
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           Large numbers of individuals try to do the right thing by buying health insurance even if it’s hard to afford it. They have to choose a policy with a high deductible and a significant co-pay amount. High deductibles mean low premiums, but they also mean huge bills if something catastrophic happens.
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           Having to pay $5,000 or $10,000 for a deductible when someone’s annual income is less than $40,000 a year is challenging, and often impossible. Anyone who can no longer figure out a way to juggle all their bills and is facing financial ruin may contact Horizons Law Group, LLC to learn about the options available.
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      <pubDate>Fri, 24 Aug 2018 13:42:14 GMT</pubDate>
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      <title>What to Expect from Divorce Mediation in Ozaukee, WI?</title>
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           What to Expect from Divorce Mediation in Ozaukee, WI?
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           When the end of a marriage is inevitable, people often feel overwhelmed with a range of emotions.
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           Unfortunately, these emotions can get in the way of a person making sound decisions at the end of their marriage. It is crucial to seek help from a lawyer before making any vital decisions. In some cases, divorces can be settled without the intervention of the court, so the process is easier to go through.
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           With this information, one can know what to expect from divorce mediation in Ozaukee, WI. The first meeting with a lawyer will allow a person to share their side of the story and offer information so the lawyer can help. If the person is the one filing for divorce, the grounds for divorce will need to be established and the paperwork filed so the process can begin. A divorce proceeding will not be scheduled until the petitioner has served their spouse and the spouse has been given at least 30 days to respond.
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           Often, divorces proceed through a divorce mediation in Ozaukee, WI. A mediation meeting or series of meetings are held before the actual divorce hearing. These meetings are overseen by a third-party mediator and allow both parties and their lawyers to speak and work towards an amicable resolution.
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           These meetings discuss pertinent topics such as custody, support, and visitation. They can also be used to settle debt and split property.
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           If a couple is able to amicably come to an agreement on their divorce, there will be no need for the court to get involved. If a sound settlement agreement is reached, the judge will approve the agreement and it becomes legally binding once both parties have signed. Settlement through mediation can save all parties great amounts of stress and allow the process to proceed much easier.
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           Those who are in need of divorce mediation should visit Horizonslaw.com to learn more about their legal options and how a lawyer can help. They will be happy to schedule you a consultation appointment so you can get started on the process of ending your marriage as peacefully as possible.
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           Call them today for your appointment.
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      <pubDate>Fri, 24 Aug 2018 13:39:58 GMT</pubDate>
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      <title>4 Tips for Finding a Bankruptcy Attorney in Milwaukee, WI</title>
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           4 Tips for Finding a Bankruptcy Attorney in Milwaukee, WI
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           Bankruptcy can be a stressful, complicated process, and certain mistakes can increase the chances of a complete rejection of the case. It is typically in a person’s best interests to choose a bankruptcy lawyer who can explain the basics of Chapter 7 and Chapter 13. However, these lawyers can be costly, so it is important to choose an affordable, yet experienced bankruptcy attorney in Milwaukee WI. Get more information on finding the right person for the case.
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           Look for an Attorney With a Focus on Bankruptcy
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           Bankruptcy lawyers are usually more experienced in this area than attorneys who handle multiple areas of law. Look at each attorney’s website to determine how long they have been in the field and to find out how large the support staff is. By finding a lawyer who focuses on bankruptcy cases, a client can increase their chances of success.
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           Weigh the Pros and Cons Carefully
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           There are benefits and drawbacks to choosing an attorney from a large or small firm. A bigger firm with many partners may charge higher fees, but they may have experienced lawyers who know the local courts. Conversely, small firms may provide more personalized service, but the lawyers may not have as much experience with bankruptcy. No matter which avenue a client chooses, it is important to find an attorney who has the time to devote to the case.
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           Consult the Bar Association
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           Every state’s bar association lists local bankruptcy attorneys. From there, most websites also offer referral services to quickly put clients in touch with those attorneys. Because the bar association also reviews complaints, some states’ websites may tell whether a particular attorney has faced disciplinary action in the past. If serious infractions are found, the client should look elsewhere.
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           Set up an Appointment
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           Many bankruptcy lawyers offer free initial consultations. These meetings allow the attorney to review the situation and determine whether they can offer assistance. The client needs to be confident in the lawyer’s experience, and they should be at ease with the person who will handle the case. By carefully choosing a Bankruptcy Attorney in Milwaukee WI, one can get through the process with minimal trouble.
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      <pubDate>Fri, 24 Aug 2018 13:37:36 GMT</pubDate>
      <guid>https://www.horizonslaw.com/4-tips-for-finding-a-bankruptcy-attorney-in-milwaukee-wi</guid>
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      <title>Divorce Mediation in Waukesha, WI, Might Save a Couple Time and Money</title>
      <link>https://www.horizonslaw.com/divorce-mediation-in-waukesha-wi-might-save-a-couple-time-and-money</link>
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           Divorce Mediation in Waukesha, WI, Might Save a Couple Time and Money
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           Ending a marriage does not necessarily mean each spouse will have to give up the possessions that are most valuable to them. Although some divorces are very bitter, they don’t have to be that way.
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           Couples can actually work out the terms of their divorce without any animosity, if they are dedicated to the process. With the help of a skilled mediator, couples are often able to resolve all the issues related to their divorce quickly and move on with their lives without necessarily giving up the things that have the most sentimental value to them.
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           Fighting over marital assets wastes a lot of time and money. A final divorce might not be issued for a year or longer when a couple can’t resolve issues related to property, a family business, or minor children. During this time, there is nothing but uncertainty. It’s difficult to move on when there are so many unknown things. With Horizons Law attorney services in Brookfield, Wisconsin, Waukesha County, using Divorce Mediation services of Attorney Michelle Fitzgerald, a couple may be able to sit down at a table with their lawyers and hash out the issues that are causing the divorce to be delayed.
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           Using a mediator does not mean a divorcing spouse needs to agree to anything they don’t think is in their interest. Each spouse can have their own attorney to represent their interests and give them legal advice. It’s important for each of them to work with separate lawyers to ensure they know their rights and don’t give up anything they might be entitled to in the divorce. Individual attorneys may advise their clients to agree to some things and fight for better settlement on others.
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           Divorce mediation in Waukesha, WI, is often able to help clients resolve issues related to custody and support of children, but this process may also help with property settlements and spousal support. Just about any concern related to a divorce can be handled through divorce mediation. Although the courts might order a couple to go through mediation to discuss certain issues, savvy couples hire a mediator on their own to take care of these matters before even going into the courtroom.
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            ﻿
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      <pubDate>Fri, 24 Aug 2018 13:35:08 GMT</pubDate>
      <guid>https://www.horizonslaw.com/divorce-mediation-in-waukesha-wi-might-save-a-couple-time-and-money</guid>
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      <title>Knowing When to Get in Touch with a Bankruptcy Lawyer in Ozaukee, WI</title>
      <link>https://www.horizonslaw.com/knowing-when-to-get-in-touch-with-a-bankruptcy-lawyer-in-ozaukee-wi</link>
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           Knowing When to Get in Touch with a Bankruptcy Lawyer in Ozaukee, WI
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           Even with the state’s economy being so much stronger than in recent years, many residents of Wisconsin are still struggling. Oftentimes, it is a mountain of debt accumulated through the last financial crisis that plagues these hard-working people, with seemingly little hope remaining of ever conquering the problem. In some such cases, it will actually make more sense to seek out the advice of a bankruptcy lawyer in Ozaukee, WI, rather than continue suffering in silence.
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           Obtaining bankruptcy protection, it is true, is an extremely significant legal maneuver, but the option exists for a number of good reasons. Today’s legal environment offers an escape of a far more humane and productive kind than it used to be in years past.
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           Understanding whether the option will make sense will almost always require speaking to a bankruptcy lawyer. While doing some personal research will never hurt, those who deal regularly with the actual legal considerations that govern bankruptcy will be best positioned to help others understand them. Even a brief consultation with a bankruptcy lawyer in Ozaukee, WI, can often be all it takes to reveal whether a particular financial situation has deteriorated to the point that securing protection of this kind might make sense.
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           Those who do so will, naturally enough, face some real consequences in exchange for the freedom from debt they gain. The most significant of said consequences is that evidence of a bankruptcy remains around for up to a decade on credit reports and other financial records, meaning that it will be much more difficult to acquire a loan for a long time to come.
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           At the same time, a bankruptcy can also give a person the kind of clean slate they need to start building up toward a stable, secure financial life. Weighing the advantages against the costs can be difficult to do, but it can typically be done by those who are devoted to finding an answer. While not every person in Wisconsin who has built up a lot of debt will benefit from this option, many do find in it some valuable relief.
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      <pubDate>Fri, 24 Aug 2018 13:30:20 GMT</pubDate>
      <guid>https://www.horizonslaw.com/knowing-when-to-get-in-touch-with-a-bankruptcy-lawyer-in-ozaukee-wi</guid>
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      <title>Your Bankruptcy Lawyer in Waukesha WI Will be There for You</title>
      <link>https://www.horizonslaw.com/your-bankruptcy-lawyer-in-waukesha-wi-will-be-there-for-you</link>
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           Your Bankruptcy Lawyer in Waukesha WI Will be There for You
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           If you are at a point in your life where you are struggling to keep up with your financial obligations, it may be time to think about filing a bankruptcy. After all, debt can easily spiral out of control especially when it comes to credit cards and high interest rates. If you are behind on your mortgage due to bills that you cannot afford to pay, set up an appointment with a bankruptcy lawyer in Waukesha WI.
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           Even if you aren’t quite sure whether or not a bankruptcy is the right choice, you can always meet with your lawyer for free information. He will explain the process of bankruptcy to you and he will talk with you about the type of debt that you have. You may be surprised to learn that you may not have to leave your home just because you are behind on your payment. Before you allow your home to go into foreclosure, get on the phone with a Bankruptcy Lawyer.
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           If you do decide to file a bankruptcy, your bankruptcy lawyer in Waukesha WI will contact your creditors and let them know of your decision. This way, your creditors will discontinue contact with you. If you have been receiving phone calls from your creditors, you know that this can be very discouraging. They are threatening to take you to court for money that you don’t have. Maybe they have even garnished your wages. All of this is going to come to an end when you hire a bankruptcy attorney.
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           If you are behind on your car payment, you may be worried that your car is going to be repossessed. Don’t worry about this just yet. However, you do need to act quickly before the bank comes to get your car. You may be able to file a Chapter 13 bankruptcy. This is a bankruptcy where you will reaffirm your debt. Your creditors will still get their money. However, they will have to agree to settle for less than what you legally owe. This can be a very confusing process and this is why you need a bankruptcy lawyer to assist you.
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      <pubDate>Fri, 24 Aug 2018 13:19:07 GMT</pubDate>
      <guid>https://www.horizonslaw.com/your-bankruptcy-lawyer-in-waukesha-wi-will-be-there-for-you</guid>
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      <title>Important Information on Working with a Bankruptcy Lawyer in Waukesha, WI</title>
      <link>https://www.horizonslaw.com/important-information-on-working-with-a-bankruptcy-lawyer-in-waukesha-wi</link>
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           Important Information on Working with a Bankruptcy Lawyer in Waukesha, WI
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           Debt is something most people face at some point in their life. Many people are able to overcome their debt with perseverance. Unfortunately, some people’s debt can grow out of control. When the loss of a job or an illness or injury occur, a person can quickly find themselves in over their heads.
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           Those who are dealing with too much debt can find relief by meeting with a bankruptcy lawyer in Waukesha, WI. A lawyer can help a person determine which type of bankruptcy will be most beneficial for their needs so they can overcome their debt.
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           The bankruptcy lawyer in Waukesha, WI, will meet with a person to first go over their financial records.
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           It is important that one brings in information on the accounts they owe, their income, and their assets.
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           All of this information is crucial in allowing the lawyer to determine which bankruptcy option will be better. There are two main types of bankruptcy individuals can file, depending on the debt they owe.
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           If one has mostly credit card and other unsecured debt, they will most likely benefit from Chapter 7 bankruptcy. This type of bankruptcy cases settle quickly and can often allow a person to be absolved of their debt. In some cases, a person may be required to liquidate a portion of their property to pay down their debt.
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           Alternatively, Chapter 13 bankruptcy can allow a person to be free of their debt after making payments in a period between three to five years. This bankruptcy can stop all collection activity, including foreclosure and repossession. It is important to make monthly payments in time during the restructured payment plan.
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           No matter which option a person chooses, they can expect to overcome debt and be given another chance to improve their financial outcome. It is important that one does not ignore the collection calls and seeks the help of a bankruptcy lawyer as soon as possible to avoid unnecessary issues.
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           If you are dealing with more debt than you can handle, visit Horizonslaw.com. This site will give you further information on your bankruptcy options and how a lawyer can help you.
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           Call right away and schedule a consultation appointment so you can get started.
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      <pubDate>Fri, 24 Aug 2018 13:14:35 GMT</pubDate>
      <guid>https://www.horizonslaw.com/important-information-on-working-with-a-bankruptcy-lawyer-in-waukesha-wi</guid>
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      <title>Mediation – an Option for Your Divorce?</title>
      <link>https://www.horizonslaw.com/mediation-an-option-for-your-divorce</link>
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           Mediation – an Option for Your Divorce?
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           MEDIATION is a CHOICE in how you proceed through your divorce (even if you do not want the divorce). The traditional approach can be costly and also cause upset and needless disputes as the parties are not talking directly, rather, through attorneys or only in court. Mediation is an option to resolve your disputes directly, efficiently, and minimizes emotional distress. Even if your case has already been pending for a while, the litigation costs, attorney fees, and emotional drain take a toll. Mediation is appropriate for all types of cases, including parties that do not get along and have very different ideas on settlement.
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           ATTORNEY MEDIATOR acts as a neutral party to help the clients reach settlements on any or all issues in their legal matter, including a signed settlement agreement. This includes property (asset) division, debt division, maintenance (alimony), and child related matters such as placement, custody, child support, and health insurance. It also includes assistance with all of the forms (at Horizons Law Group anyway!).
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           PRODUCTIVE DISCUSSIONS. The parties rely upon the mediator to continue to redirect, reframe and continue discussions towards possible settlement ideas while incorporating and listening to each client’s viewpoint. Oftentimes mediation is the first chance for the client to tell their side of the story and situation that brings them to this point. Clients are not expected to continue the conversation with the other party after each mediation session as the same communication problems arise between the parties or attorneys that prevented them from settling on their own. The mediator’s skills and expertise in continuing the conversation can make all the difference in resolving your dispute.
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           CREATIVITY is also an added benefit of mediation. Clients are clearly focused on the outcome of their divorce which may prevent them from thinking about creative ways to achieve those goals. The mediator will review each aspect, and discuss options for each item – even options parties may not have thought of. This is where experience matters.
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           PRIVACY &amp;amp; SETTLEMENT. Mediation is a settlement process that is private, and options discussed remain private and will not be shared or discussed in court, unless the parties reach an agreement. Discussions remain confidential and neither party nor attorney can require that the mediator testify in court for any reason related to the case. The courts encourage settlement discussions and will uphold these privacy requirements at all times.
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           GRIEVING PROCESS. Divorce, like other major life changes, oftentimes involves the grieving process. The Mediation process allows the parties to work through their grief and have their questions addressed. The process itself – several sessions over the span of 3-4 months – provides the time for processing grief as well as the discussions that occur in the sessions.
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           TEAM APPROACH. Many times we team up with other professionals to provide the best service to clients. If your case involves children, you may work with a child specialist for your parenting plan. For financial options, we may refer you to work with a divorce planner. Fees can be split or apportioned as needed to address all of these recommended services. While not required, clients are also encouraged to work with an attorney/divorce coach to answer individual questions to make the mediation sessions more effective. However, divorce statutes (legal requirements) are given to each party and general guidelines discussed and considered as part of the divorce mediation process.
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           FLAT FEE. A flat fee mediation package eliminates the parties feeling under the pressure (the hourly clock) which prevents clear thinking and creative solutions to address all of the concerns that they need to discuss in mediation. The average divorce mediation is settled in about four to five sessions with a complete, well rounded agreement. Each session is about two hours in length. Our mediation package also includes the necessary forms from start to finish and assistance to ensure they meet the court's standards for completeness. 
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      <pubDate>Fri, 24 Aug 2018 13:11:10 GMT</pubDate>
      <guid>https://www.horizonslaw.com/mediation-an-option-for-your-divorce</guid>
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      <title>How Divorce Attorneys Help Your Family in Waukesha, WI</title>
      <link>https://www.horizonslaw.com/how-divorce-attorneys-help-your-family-in-waukesha-wi</link>
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           Filing for divorce can be very hard, so it helps to have as much help as possible throughout the process. It’s good to know your attorney can provide emotional support, and the professional legal assistance your case needs for a successful outcome. And, when it comes to dealing with difficult family matters, a divorce attorney in Waukesha, WI has the expertise that can prove essential in a variety of situations.
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           Custody Disputes
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           Fighting over custody of the children is stressful, draining, and debilitating. However, with the aid of the best divorce attorney Waukesha, WI has to offer, it is possible to get the help that is needed. Your children depend on you to provide them with love, comfort, and support. Without both parents, they can be negatively affected. This is why it’s important to fight for your parental rights so as to make certain that they get the mutual attention they deserve. There is no better source for assistance in this matter than from a divorce attorney. Waukesha, WI divorcees can trust that their attorneys will deliver the best results for the entire family.
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           Matters of Alimony
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           Whether your spouse needs support or you are the one that needs to be supported, an experienced divorce attorney practice in Waukesha, WI is the best source for advice and representation. They will help you understand your rights and the options that are available to you. Although it can be nerve wracking to navigate the divorce process, you can feel more confident knowing you have an experienced professional on your side. They will guide you and offer the best directives to ensure a positive outcome for your case.
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           Mediating Your Divorce
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           If your divorce is uncontested, you can work with an attorney to mediate it so that every issue can be resolved amicably. The attorney will provide you with the counseling assistance you need to make the transition to being divorced. Although this is a challenging time, you can get the right outcome with the professional assistance of an experienced divorce attorney in Waukesha. They will work diligently to deliver outstanding results for you and your family, while ensuring your interests are well represented.
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           Understanding how your divorce attorney in Waukesha, WI professional works to help you and your family is essential as you go through this phase. Work with an experienced and trusted attorney to get the right results for your case, for the benefit of you and your family.
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      <pubDate>Fri, 24 Aug 2018 13:08:40 GMT</pubDate>
      <guid>https://www.horizonslaw.com/how-divorce-attorneys-help-your-family-in-waukesha-wi</guid>
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      <title>Choosing a Bankruptcy Lawyer Milwaukee, WI Professional</title>
      <link>https://www.horizonslaw.com/choosing-a-bankruptcy-lawyer-milwaukee-wi-professional</link>
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           Choosing a Bankruptcy Lawyer Milwaukee, WI Professional
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           When you are filing bankruptcy in Milwaukee, WI it helps to have professional legal help. You can try to file for bankruptcy on your own but it helps to have an attorney who can assist you throughout the process. They will help you get the right help in making the best choices as your case progresses. Working with a professional lawyer can help you get the outcome you are seeking in your case.
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           Filing Chapter 7 Bankruptcy
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           One of the options available to individuals who are interested in exploring bankruptcy is Chapter 7 bankruptcy. This is available based on a means test which the debtor must qualify for. Once the means test has been passed, then the individual can begin the filing process. A bankruptcy lawyer Milwaukee, WI office is the first step of filing for bankruptcy. They will be responsible for making sure everything works out perfectly in the application process as well as throughout the bankruptcy process itself. Working with an attorney can ensure the best possible outcome for your case.
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           Filing for Chapter 13 Bankruptcy
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           For individuals who make too much to file for Chapter 7 bankruptcy, it is an option to file for Chapter 13 bankruptcy instead. Having an attorney assist with a Chapter 13 bankruptcy filing is one of the most important steps to take. They will be able to help every step of the way ensuring the best outcome in the bankruptcy case. Unless otherwise noted by the courts, the individual filing for Chapter 13 bankruptcy can retain possession of their home and their car as long as they make payments towards the arrears through a debt repayment plan. This repayment plan is all that is needed to get everything taken care of for the individual seeking debt relief.
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           When it comes to working with a bankruptcy lawyer, Milwaukee, WI residents can benefit greatly by setting up an initial consultation. During this consultation, the attorney will discuss their available options and let them know what steps need to be taken. By providing legal advisement and assistance throughout the bankruptcy process. these attorneys offer much needed assistance to their clients. It is imperative to seek legal counsel before making any decisions which could have a lasting impact on one’s financial situation for the long term.
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      <pubDate>Thu, 23 Aug 2018 22:43:57 GMT</pubDate>
      <guid>https://www.horizonslaw.com/choosing-a-bankruptcy-lawyer-milwaukee-wi-professional</guid>
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      <title>Benefits of Seeing a Lawyer Experienced with Family Law in Ozaukee, WI</title>
      <link>https://www.horizonslaw.com/benefits-of-seeing-a-lawyer-experienced-with-family-law-in-ozaukee-wi</link>
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           Benefits of Seeing a Lawyer Experienced with Family Law in Ozaukee, WI
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           When a couple decides to divorce, it can be tough for them and their children as well. In such situations, there will be many decisions that need to be made concerning the children of the couple. Since these types of issues should be made legally, it is important for both parties to have a lawyer who handles family law in Ozaukee, WI, working on their case.
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           Even when a couple decides amicably on the divorce and financial settlements, deciding how to share their children custody can often be a difficult task. Most parents want their children to live with them, and they want to be the one making decisions about the child’s needs. This can create conflicts between the parents, especially if they have different opinions on how to raise the children. In such situations, it is very important to have lawyers to help the couple in creating an agreement they both can live by.
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           Dealing with a lawyer experienced in family law in Ozaukee, WI, can be a great help in these types of situations. Most lawyers have had experience in helping clients make these types of arrangements for their children. If the parents are at odds, a lawyer will often be able to work with the other party’s lawyers to pinpoint the problem areas and try to help the couple make compromises that are in the best interests of the children.
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           For parents who are openly hostile with one another, having experienced lawyers involved in this process is necessary. The lawyer will be able to help their client stay focused on the current issues rather than letting their emotions influence their decisions for the children. Lawyers can also help stop clients from becoming consumed with arguing with their ex-spouse rather than thinking of what is best for the children. This can be helpful to the parents and the children as well.
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           Divorce is not an easy process to go through. Trying to decide issues regarding the couple’s children can often be even tougher. Lawyers can help make the process a bit easier to deal with. For more information, please contact a lawyer experienced in family law.
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      <pubDate>Thu, 23 Aug 2018 22:38:07 GMT</pubDate>
      <guid>https://www.horizonslaw.com/benefits-of-seeing-a-lawyer-experienced-with-family-law-in-ozaukee-wi</guid>
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      <title>Debt Relief Assistance from a Bankruptcy Lawyer in Ozaukee, WI</title>
      <link>https://www.horizonslaw.com/debt-relief-assistance-from-a-bankruptcy-lawyer-in-ozaukee-wi</link>
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           Debt Relief Assistance from a Bankruptcy Lawyer in Ozaukee, WI
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           The phone rings and the person is scared to answer it because they know it’s another creditor demanding payment. They’re afraid to check their mail and see yet another collection notice that needs to be paid immediately. He or she would pay all of the bills if they could, but because of a severe illness, injuries from an accident, being laid off from work, or another issue, the person has gotten behind with the payments and cannot catch up easily.
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           When the debt collector’s calls and letters begin to be too much and the person is worried about losing the car or the home, he or she can contact a bankruptcy lawyer in Ozaukee, WI, to see what the options are. The lawyer is going to review their finances to see how much help they need and help them determine if bankruptcy is a valid option for them. If most of their debts are able to be discharged in a bankruptcy, the lawyer can then put a stop to the debt collector calls and start helping the person file for bankruptcy.
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           The first step would be to determine the chapter of bankruptcy best suited for the particular case. There are quite a few chapters an individual can file under, depending on whether they own a business, have a low income, or other factors. It can be difficult for a person to determine the most appropriate chapter on their own, but the lawyer will be able to help. Most of the time, an individual will file under Chapter 7 or Chapter 13. To qualify for Chapter 7, they must make less than the median income for the county they live in. If they don’t qualify, they can file for Chapter 13 instead. The lawyer will explain the differences and talk to them about what is going to happen with the chapter they file for.
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           Dealing with debt collectors and collection letters can be difficult, but there are ways a person can get help. If they aren’t sure of their options, they can consult a bankruptcy lawyer in Ozaukee, WI, for help. The lawyer will let them know what options they have and help them determine an appropriate path to take. Talk to a bankruptcy lawyer today if you’re having trouble catching up on all of your bills and see what they will suggest for your circumstances.
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      <pubDate>Thu, 23 Aug 2018 22:34:01 GMT</pubDate>
      <guid>https://www.horizonslaw.com/debt-relief-assistance-from-a-bankruptcy-lawyer-in-ozaukee-wi</guid>
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      <title>Things to Ask a Divorce Lawyer in Waukesha, WI, during a Consultation</title>
      <link>https://www.horizonslaw.com/things-to-ask-a-divorce-lawyer-in-waukesha-wi-during-a-consultation</link>
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           Things to Ask a Divorce Lawyer in Waukesha, WI, during a Consultation
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           Getting a divorce can be one of the most stressful and worrisome times in a person’s life. There are usually multiple factors that lead to dissolving a marriage, which can make the divorce proceedings a bit difficult. The best way for a person to easily get through these proceedings is by finding the right divorce lawyer in Waukesha, WI. Usually, there will be many options when it comes to divorce lawyers in an area and finding the right one will take some research. Scheduling some consultations will help a person get the information they need to make the right decision. Here are some of the things that a person should ask a divorce lawyer during this consultation.
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           Will They Be the Person Handling the Case?
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           One of the very first things a person should ask during a consultation with a divorce lawyer is whether or not they will be the one who handles the case. In some big law firms, the person that does the consultation will not be the lawyer that gets assigned the case. By taking the time to find out this type of information, a person will be able to hire a law firm confidently.
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           What Strategy Will Be Used?
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           The next thing that a person will need to ask a divorce lawyer is what type of strategy they will use. The more a person knows about how their case will unfold, the easier it will be for them to fully understand what is going on. Usually, the lawyer will need to get the particulars of the case before they are able to come up with a strategy. Taking the time to explain all of the details of a divorce to a lawyer is the best way to ensure they put the right strategy together. The time spent finding a divorce lawyer in Waukesha, WI, will be well worth it in the end. Horizons Law Group can provide their services to help a person get through this rough patch. Call this divorce lawyer or visit their website.
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      <pubDate>Thu, 23 Aug 2018 22:31:57 GMT</pubDate>
      <guid>https://www.horizonslaw.com/things-to-ask-a-divorce-lawyer-in-waukesha-wi-during-a-consultation</guid>
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      <title>Reviewing Property Division Requirements with a Divorce Lawyer in Milwaukee, WI</title>
      <link>https://www.horizonslaw.com/reviewing-property-division-requirements-with-a-divorce-lawyer-in-milwaukee-wi</link>
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           Reviewing Property Division Requirements with a Divorce Lawyer in Milwaukee, WI
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           Wisconsin divorce laws require couples to follow specific guidelines for property division. These guidelines identify all marital property as community property. They also designate that each party should maintain the same lifestyle achieved during the marriage. A divorce lawyer in Milwaukee, WI, can guide couples through this process.
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           What Does Community Property Mean?
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           Community property means that both parties have a claim for acquiring the property. Under Wisconsin laws, all marital property falls into this category. However, this doesn’t entitle each party to certain property and assets that were owned prior to the marriage. This could include items that were inherited or purchased before the marriage began.
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           What Factors Help Determine How Property is divided?
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           The primary focus of property division is to ensure that both parties receive their fair share. The earning capacity of each party is evaluated to determine if either spouse has the ability to earn more than the other. If the parties cannot produce the same lifestyle as they had before the marriage, the court may assign ownership of properties to balance out this difference.
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           Assessing the Earning Capacity of Each Party
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           The earning capacity of each party could also affect whether or not alimony is awarded. For some couples, dividing the property unevenly could produce the same earning structure achievable with spousal support. In some instances, select marital properties are sold to provide proceeds for educational programs to increase the party’s earning capacity.
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           Reviewing Prenuptial Agreements
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           A divorce lawyer reviews all prenuptial agreements, which impose certain clauses pertaining to the reason for the divorce. For example, if a spouse is unfaithful, the agreement could reduce their settlement related to property division. It could also define why either party cannot receive spousal support. The court must honor these agreements as they are legal and binding.
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           Wisconsin divorce laws outline how marital property is divided. These requirements are based on a community property guideline. Each party will receive their fair share as outlined in these laws. This prevents either party from capitalizing on the divorce and acquiring property that isn’t theirs rightfully. Petitioners who need to review property division should contact a divorce lawyer in Milwaukee, WI, now.
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      <pubDate>Thu, 23 Aug 2018 22:27:43 GMT</pubDate>
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      <title>Divorce &amp; Legal Separation Options</title>
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           Divorce &amp;amp; Legal Separation Options
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           Divorce is a difficult time in anyone’s life. While we can’t change the circumstances, we can help reduce the stress during this time by educating you about the process and informing you about various options. The choices you make now will impact your family and finances for years to come. Making the best choices can happen only after knowing all of the options available to you. Each family is different and, therefore, what you read online, or hear that your neighbor, friend, or co-worker did may not apply to your situation because of your unique set of circumstances. This may be in terms of finances, debts, ages of your children, or yourselves, retirement options that are available (commonly misunderstood area in divorce) and tax consequences of each of these options. Our attorneys can guide you through the process either with al a carte legal coaching, full representation, or mediation or collaborative divorce or legal separation.
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           The court process for divorce and legal separation are quite similar. Therefore, our services noted below can be used for either divorce or legal separation. You may use either service below or a combination of services.
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           Traditional Attorney Services / Divorce Litigation
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           The traditional approach to divorce or legal separation can be costly given that the parties rarely talk in this approach, leaving the attorneys to negotiate the disputed items. This can increase the emotional toll, financial toll, and send the case to a place that neither party intended. If you are certain that you need traditional services due to your unique circumstances, rest assured that our attorneys are aggressive, thorough, and fair. We strive to look for common ground, to reduce the emotional and financial toll, while still advocating effectively for your rights. We offer a limited initial consult at no charge and we take the time to explain your options and the required steps along the way. We also offer alternative approaches to proceed through your divorce. Those options are listed below.
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           ALTERNATIVE OPTIONS
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           1) Divorce Mediation
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             Resolve your disputes amicably and save money. Mediation is an effective way to settle your divorce related matters without prolonged litigation (and the cost and emotional drain) and yet still with the legal guidance from an experienced family law attorney. The mediator (attorney) acts as a neutral party, to help the parties reach mediated agreements on any or all issues in their divorce, including property (asset) division, debt division, child support, maintenance (alimony), and child related matters such as placement, custody and health insurance. The mediator will review your total current financial pictures, and discuss options for dividing finances – even options parties may not have thought of. This is where experience matters. Mediation will also cover child custody, placement and support. Mediation can be effective even where there is much disagreement on many issues. We offer a flat fee mediation package that includes assistance with the required court forms from start to finish of your matter, or hourly services as well to fit your individual needs. A mediator does not represent either party and cannot mediate any dispute where one party has been represented by that mediator (or law firm). Attorney Michelle Fitzgerald is certified in mediation and has mediated divorces for over 12 years as part of her divorce practice. In addition to her certification, she teaches Mediation Advocacy at Marquette University Law School as an adjunct professor, and has completed prior coursework in negotiations and settlement techniques, and was a previous high school teacher. Call today to explore your mediation options
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           262-432-3600
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           2) Collaborative Law for Divorce
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            Collaborative Law is another option that allows parties to go through the process of divorce without the hurtful baggage that could go along with it. In a collaborative case, both parties chose a collaborative attorney and both parties agree up front to not litigate the case through court. The parties also sign an agreement to accomplish this commitment that becomes a court order. If either party then later decides to litigate, each party must seek new counsel and new professional advisors. It is common in a collaborative case to involve financial experts and mental health professionals. To learn more about Collaborative Law, go to the 
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           Collaborative Family Law Council of Wisconsin
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           . You will note that Attorney Michelle Fitzgerald is a member of the Council.
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           3) Divorce Forms Assistance / Self-Representation
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            This is also called Pro Se, a Latin term meaning no attorney on record with the court for your case. If you and your spouse agree on all terms, our uncontested divorce forms service takes away the hassle of understanding the divorce forms and going to the courthouse to file your documents. We do all of that for you! Unlike other pro se divorce services, we provide full service, not a tutorial or instructions for creating your forms. You will save hours and hours of your own time wading through the forms. Keep your evenings and weekend time for your family and friends, instead of stressing over forms and court procedures.
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            Our pro se forms service works best for parties who already agree on how to settle their issues and have little to no questions on division of assets, child placement, etc. Call today for an appointment or for more information about this service.
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           262-432-3600
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           If you or your spouse cannot agree on terms or do not understand certain issues, we provide attorney services where you can consult with an attorney one or more times as needed, or hire one of our attorneys. We also provide options such as Mediation or Collaborative Divorce under both hourly or flat fee options.
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           4) Coaching and Consulting Services
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            You can use a combination of our services, such as our forms service AND consult with an attorney as needed. Or if you are handling your divorce on your own, you can use our attorney services as needed. What types of things can we assist with? Review of finances. Settlement ideas. Settlement response to spouse/spouse’s attorney. Discovery assistance. Brief to court. Preparation of Exhibits for court. And more! You will be pleasantly surprised at how you can receive the assistance needed, yet continue to advocate for yourself. Coaching and consulting (unbundled services) during your divorce can be very effective if you choose to not hire full legal representation.
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           Take-a-Lawyer-to-Lunch™
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            Too good to pass up! For the price of a lunch, you can have an hour of a lawyer’s time. This is a great way to get to know a lawyer before hiring him/her to handle your sensitive legal matter.
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      <pubDate>Thu, 23 Aug 2018 22:02:03 GMT</pubDate>
      <guid>https://www.horizonslaw.com/divorce-legal-separation-options</guid>
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      <title>Filing for Divorce With an Attorney in Waukesha, WI</title>
      <link>https://www.horizonslaw.com/filing-for-divorce-with-an-attorney-in-waukesha-wi</link>
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           Filing for Divorce with an Attorney in Waukesha, WI
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           Wisconsin laws require petitioners to follow specific guidelines and fulfill certain prerequisites when filing for divorce. They include the residency requirements and identifying specific grounds for the proceedings. An attorney in Waukesha, WI, helps people follow these guidelines without issue.
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           What are the Residency Requirements for Divorce?
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           According to Wisconsin laws, the petitioner must live in the state for no less than six months. Before they file the petition, they must live in their resident county for at least one month. Once they fulfill this requirement, they can file the petition through the court.
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           What are the Grounds and Requirements?
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           The state of Wisconsin allows petitioners to use one ground only. They must prove irretrievable breakdown to become divorced. The petitioner could provide evidence through a petition signed by both parties or by living apart for no less than one year. A legal separation for one year could provide adequate evidence of the breakdown.
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           Filing for a Legal Separation
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           A legal separation is similar to a divorce. Both parties agree to live separate lives. This indicates that they cannot live in the same property and have the option to have relationships with other people. The couple may use irretrievable breakdown as the grounds for the separation. Couples who choose to become divorced after one year must file a petition through an attorney.
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           Child Custody Requirements
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           Couples who cannot agree to a child custody arrangement are required to attend mediation. This process gives them the opportunity to discuss their wishes together and find a solution that meets their needs. After mediation, the couple must attend parenting courses. These programs show them how to help their child cope with the divorce and are required regardless of the child custody arrangements achieved. They prepare the parents to assist the child through this transition.
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           Waiting Period
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           Wisconsin laws require a waiting period for all divorce petitions after they are served. The waiting period gives couples the opportunity to make final decisions about the divorce. If the couple reconciles before the waiting period concludes, they can cancel the proceedings without delays. Petitioners who need assistance with a divorce should contact an attorney in Waukesha, WI, immediately.
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      <pubDate>Thu, 23 Aug 2018 21:58:53 GMT</pubDate>
      <guid>https://www.horizonslaw.com/filing-for-divorce-with-an-attorney-in-waukesha-wi</guid>
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      <title>Probate in Wisconsin</title>
      <link>https://www.horizonslaw.com/probate-in-wisconsin</link>
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           Probate in Wisconsin
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           PROBATE IN WISCONSIN
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           Probate in Wisconsin
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            Did you know that you can find answers to a lot of basic questions about the probate process in Wisconsin? Such as, what assets can bypass probate, or if a probate is even necessary, and the basic steps to a probate. Our Wisconsin Bar provides such information to the public. You can also call our office for answers that pertain to your specific situation, because everyone’s loved one situation is not the same as another’s situation. Our number is
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           262-432-3600
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           , or check out the fantastic information at the 
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           Wisconsin Bar for Probate
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      <pubDate>Thu, 23 Aug 2018 21:54:27 GMT</pubDate>
      <guid>https://www.horizonslaw.com/probate-in-wisconsin</guid>
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      <title>Student Loan Debt</title>
      <link>https://www.horizonslaw.com/tips-for-writing-great-posts-that-increase-your-site-traffic</link>
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           Student Loan Debt
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           Get Answers to Your Student Loan Debt Questions…
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           Our attorneys have years of legal experience in Bankruptcy Courts and are well acquainted with government programs. An all-encompassing knowledge guarantees that you will receive help to successfully navigate the muddy waters of the legal system and cut through the red tape concerning your student loans. We will work tirelessly to help you resolve your dispute with your creditors and to help you find solutions that work in your best interest. These include:
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            Repayment options
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            Student loan discharge or forgiveness
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           Do you live in Wisconsin and are stressing out over your student loan debt? Are you facing any of the following dilemmas?
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            In default and uncertain how to get out
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            Considering bankruptcy and other possible legal alternatives
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            Debt collectors calling at all hours of the day
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            Threats of tax fund interception or wage garnishment
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            Pending lawsuit due to outstanding student loans
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           If you are looking for an attorney that focuses primarily on student loans and has extensive knowledge concerning the changes in this area, we can help you find a solution to your problem.
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           Attorneys at Horizons Law Can Help Alleviate Your Student Loan Debt Burden
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            If you are getting calls from debt collectors or if your student loans are in default, call our Attorneys for a consultation at
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           262-432-3600
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           . We will help you defend your rights and find a resolution to your student loan problems. During your consultation, you will learn:
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            How to locate all of your student loan history
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            How to identify your specific student loan
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           Dealing with student loans can be a hassle and many of us don’t know what to do when we are faced with wage garnishments, lawsuits, debt collectors, etc. Get informed of your legal options so that you are empowered when making decisions and teach you how to handle your individual situation in a way that is more conducive to your needs. Call us today for help with your student loan debt, you won’t regret it.
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      <pubDate>Thu, 23 Aug 2018 21:41:44 GMT</pubDate>
      <guid>https://www.horizonslaw.com/tips-for-writing-great-posts-that-increase-your-site-traffic</guid>
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